Girls, I am so grateful! Your replies and suggestions have given me food for thought, and have really encouraged me to try a few different things.
I do need to establish my body shape, and the croquis a great idea, and easily done. Trying on to see what does it for me is also something I could try. This would have told me that the pattern I chose is not what I should be wearing!
I also think that I didn't pay enough attention here to sizing and ease issues, my thinking went, 'well, if it's meant to be loose, I might as well do the largest size', the result was I look like a ship in full sail!
So, I will be going through all the fitting suggestions here, and tightening upon my fitting work, and not relying on on my memory for size information.
The offending garments are below. I will still wear both, but I will also make another version of the cream, in a smaller size, and only lined at the front. The second will be good for in the garden.....
Jessie